Monthly Budget

2 mins read.

Stacking is a long game, and the easiest way to lose it is to overspend in a hot month. Monthly Budget in Precious Metals Manager lets you set a spending limit per metal and shows how much of it you’ve used so far this month.

What Is It For?

Use Monthly Budget when you want to:

  • Cap how much you put into metals each month
  • Keep your gold and silver buying in the proportions you planned
  • Spot a month where you’ve already hit your limit before placing another order
  • Stick to a dollar-cost-averaging plan instead of chasing dips

How to Set a Budget

  1. Go to Tools → Monthly Budget Tap the Tools tab, then select Monthly Budget under the Reports section. The screen is titled with the current month.

  2. Tap “Edit” The Monthly Limits sheet opens with a field per metal.

  3. Enter a limit for each metal you want to cap Leave a metal blank to track it without a limit.

  4. Tap “Save”

Reading the Screen

  • Each metal gets a row with the amount spent of your limit and a progress bar.
  • A row turns red once you’ve gone over the limit for that metal.
  • When more than one metal is active, a Total row sums the spending and the limits.
  • Metals you’ve switched off under Settings → Metals are left out entirely, as are metals with neither a limit nor any spending this month.

How Spending Is Counted

  • Only orders with an order date inside the current calendar month count.
  • Each item contributes its unit cost × quantity.
  • Shipping is included, apportioned across the items in the order by their share of the order’s value.
  • The month resets on its own — there’s nothing to clear.

Tips & Notes

  • Budgets are per metal, not per order, so a single mixed order can draw down several rows at once.
  • Spending is counted by order date, so back-dating an order moves it out of this month’s figures.
  • Pair this with the Dollar-Cost Averaging report under Tools → Reports to check that a steady budget is actually lowering your average cost.

That’s It!

Set a limit once and the app keeps score for you. Have questions or feedback? Reach out via the app’s Send feedback section!